Apna Karobar Qarza

About JWS Pakistan Apna Karobar Qarza

01

Product Description

JWS Pakistan “Apna Karobar Qarza” is a product for low income individuals undertaking income generating/business activities for a variety of purposes. Apna Karobar Qarza is a household loan provides for women in the fields of handicraft, manufacturing, trading or services activities etc.


02

Eligibility Criteria

• Household annual income less than Rs. 500,000.
• Age between 18-60 years.
• Holding valid CNIC.
• Residing or working in launching cities for at least 2 years.
• Positive credit worthiness as per “JWS Pakistan” criteria.


03

Purpose of Loan

• To meet the needs of working capital, assets maintenance and purchase of new assets.




04

Lending Methodology

• Group basis




05

Guarantee

• Social Collateral.




06

Tenure

• 12 months




07

Loan Repayments

• Equal Monthly Installments




08

Loan Amount

• Minimum PKR- 20,000.
• Maximum PKR-75,000.




09

Loan Insurance

• Loan Insurance in Case of Death / Permanent Disability





Site Visit Counter:

web
					analytics
View Stats