Maal Maweshi Qarza

About JWS Pakistan Maal Maweshi Qarza

01

Product Description

Maal Maweshi is the integral part of rural economy. Maal Maweshi Qarza is offered for farmer, especially women to purchase milking animal for dairy business.


02

Eligibility Criteria

• Household annual income less than Rs. 500,000
• Age between 22-60 years
• Holding valid CNIC
• Business experience of minimum of 2 years
• Permanent resident of the local area
• Positive credit worthiness as per “JWS Pakistan” criteria


03

Purpose of Loan

• To purchase milking animals i.e. Cow, Buffalo etc
• To construct and renovate infrastructure for milking animals




04

Lending Methodology

• Group basis




05

Guarantee

• Social Collateral.




06

Tenure

• 12 months




07

Loan Repayments

• Equal Monthly Installments




08

Loan Amount

• Minimum PKR- 25,000
• Maximum PKR-75,000




09

Loan Insurance

• Loan Insurance in Case of Death / Permanent Disability





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